Every dollar,
already assigned.
Split each paycheck into buckets, forecast months ahead, and watch your net worth climb.
Insights that answer "what if?"
Scenario Simulator
Slide income up, spending down — see the next 12 months redraw instantly.
Budget Comparison
Race two budgets side by side. Pick the winner with data.
Spending Velocity
Know mid-period if you're ahead or burning too fast.
Statement Import
Drop in a CSV. Transactions land in the right buckets.
Everything you need. Nothing you don't.
Bucket Budgeting
Percent or dollar splits, adjustable any time.
Balance Sheet
Every period, every bucket, running balances.
Asset Tracking
Homes, cars, stocks — net worth over time.
Goals & Targets
Savings goals and spending ceilings that keep score.
Multiple Budgets
Test a raise or a move without losing the original.
Forecast Engine
Recurring items project months ahead, automatically.
One grid. Every decision.
The Balance Sheet is the centerpiece of BudgetDuck. Each row is a bucket. Each column is a pay period. Drill into transactions, override allocations on a specific period, and watch your projected balance update instantly across the timeline.
- Live forecast across upcoming periods
- Per-period allocation overrides
- Bulk transaction upload from any statement
- Recurring transactions, fully automated
| Balance Sheet | 2026 | ||||
|---|---|---|---|---|---|
| Bucket | May 1 – May 14 Actual | May 15 – May 28 Current | May 29 – Jun 11 Forecast | Jun 12 – Jun 25 Forecast | Jun 26 – Jul 9 Forecast |
| Total Income | $4,200 | $4,200 | $4,400 | $4,400 | $4,400 |
▸Rent | -$1,800 Bal: — | -$1,800 Bal: — | -$1,800 Bal: — | -$1,800 Bal: — | -$1,800 Bal: — |
▸Groceries | $80 Bal: $280 | $115 Bal: $395 | $100 Bal: $495 | $100 Bal: $595 | $100 Bal: $695 |
▸Dining | -$45 Bal: $155 | $25 Bal: $180 | $50 Bal: $230 | $50 Bal: $280 | $50 Bal: $330 |
▸Savings | $600 Bal: $4,800 | $600 Bal: $5,400 | $700 Bal: $6,100 | $700 Bal: $6,800 | $700 Bal: $7,500 |
▸Investments | $500 Bal: $8,500 | $500 Bal: $9,000 | $550 Bal: $9,550 | $550 Bal: $10,100 | $550 Bal: $10,650 |
| Total Balance | $13,735 | $14,975 | $16,375 | $17,775 | $19,175 |
Security
Your data is yours. No exceptions.
We built BudgetDuck to respect your privacy from the ground up.
No Bank Connection
You control your data entry. No third-party integrations needed — just you and your numbers.
No Bank Info Required
BudgetDuck never asks for login credentials, routing numbers, or account details. Period.
No Sensitive Storage
We don't store receipts, statements, or any documents that could expose your financial details.
Stop guessing.
Start allocating.
BudgetDuck gives every dollar a destination — and shows you the consequences of every choice you make.